Many are like me in that they have many passwords for numerous accounts, but can remember none of them. Was it an italic or a capital letter? Was it the name of my first ever goldfish or budgerigar? I give up....

Thankfully, there is now greater hope for those of us suffering from this spiraling password amnesia. Our phones are getting smarter and will use ever more elaborate biometrics to identify us as unique users. The net result being that we can just be ourselves and perhaps forget about passwords altogether.

Other advantages are tipped to include greater security thereby putting new barriers in the way of hackers and fraudsters. New start-ups, partnerships between tech companies, banks and retailers (amongst others) are likely to blossom. Overall, a new, exciting and genuinely useful area of development for all (including the 'passwordphobes').