Yesterday Facebook launched their messenger payment facility in the U.K. The service has been available in the U.S for some time now but now will enable users to make small payments (i.e. Under £50) to others through Facebook.

The banks in the U.K provide a similar service via PAYM which hasn't really taken off in a big way. Facebook cite the fact that PAYM divorces users from the human emotional interface and believe that the UK will embrace the functionality as in the US.

It will be interesting to monitor the success of the service in the U.K. And the extent to which this leads to the big digital providers positioning themselves at the user interface for financial transactions with banks propping up the service by supporting the background infrastructure.